Credit Saint
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Improve your credit! |
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Learn More (478) 845-6310 | Read More |
Sky Blue Credit Repair
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Charges $79 setup fee. Monthly fees start at $79. Typical customers see credit score improvement results within 30 days. Offers 90-day money-back guarantee. No cancellation charges. Available nationwide. |
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Learn More (888) 751-6072 | Read More |
The Credit People
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Offers repair services for bad credit. $79 per month. Could positively affect your credit score within 60 days. Employs certified representatives. Credit solutions available on the company’s website. |
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CreditRepair.com
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Charges one-time $14.99 fee to pull credit reports. Monthly fee is $99.95. Average credit score improvement results within six months. No money-back guarantee. Cancel account anytime. Available nationwide. |
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Learn More | Read More |
The Credit Pros
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Setup fees range from $19 to $149. Monthly fees from $19 to $119. No money-back guarantee. Cancel credit repair services any time. Available nationwide. |
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Learn More (844) 441-1397 | Read More |
Lexington Law
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Read More | ||
Credit Glory
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Location
217 6th Ave N.
Nashville, TN 37219
(800) 807-4388
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Pinnacle Credit Repair
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Location
315 Deaderick St., Ste. 1200
Nashville, TN 37201
(615) 810-8397
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CRE Credit Services
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Location
424 Church St., Ste. 2000
Nashville, TN 37219
(888) 799-7267
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The average credit score in Nashville is 668, not far below the national average score of 687. For consumers with lower credit scores looking to open a new credit card, apply for a loan or purchase a house, a credit repair service can be of great use.
Credit repair companies in Nashville will pair you with a financial professional, helping you:
Most credit repair services in Nashville start the process with a free consultation. During this phone call or face-to-face meeting, the company will review your financial goals to ensure their services are a good fit for your situation. Next, after you provide your credit information to the company, they will comb through reports, searching for errors or ways to improve your score.
Depending on the state of your credit report, it can take anywhere from one to six months to see any significant changes to your credit score. Credit repair companies in Nashville must communicate with lenders as well as the credit bureaus when advocating on your behalf, and this takes time. Because the credit repair process is not immediate or even guaranteed, it is best to have backup plans for improving your credit, especially if you have a big purchase on the horizon.
Credit repair companies in Nashville often charge a setup fee along with monthly fees throughout the process. These fees should be discussed during your consultation. If fees are not mentioned, consider this a red flag.
According to the Consumer Credit Protection Act, credit repair companies are prohibited from offering or advertising misleading services. The Federal Trade Commission advises consumers to avoid companies that require a large advance payment. In addition, ask for a written contract that provides cancellation rights. The FTC also states a credit repair scam can be identified by the following:
Depending on the company you choose for your credit repair services, you will either work with a representative known as a credit advisor or a team of individuals. You can also enlist the services of a credit lawyer to repair your credit score. Consider the trusted companies below to work with a credit repair service in Nashville.
Credit Saint |
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Credit Saint offers a 90-day, money-back guarantee if you are unsatisfied with their service. The company assigns a team of specialists to work on individual customer cases, rather than a single professional. Consumer reviews cite great customer service, on-time communication and positive experiences. |
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Learn More (478) 845-6310 |
Sky Blue Credit Repair |
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Sky Blue Credit Repair states they dispute 15 items (five items per bureau) every 35 days to provide customers with the quickest solutions. Online customer reviews back up this claim with positive sentiments, citing superb customer service, honest advisors and a thorough credit analysis. |
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Learn More (888) 751-6072 |
The Credit People |
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According to customers, The Credit People does what they claim to do, improving credit scores for their 100,000 customers. They offer an Unbeatable Satisfaction Guarantee which allows customers to cancel at any time, refunding the previous month. Though some customers had trouble getting in touch with representatives, most were happy with the service and their results. |
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CreditRepair.com |
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CreditRepair.com provides customers with a mobile app and online tools to monitor their credit progress and score. Online reviews by Nashville customers mention ongoing fees long after you attempt to cancel, as well as long waiting periods between communications from the company. |
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The Credit Pros |
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The Credit Pros offers customers an online credit monitoring dashboard along with free credit tools and resources. These services are also available as part of a mobile app. Customer reviews online are mixed, citing both positive and negative experiences regarding customer service and overall cost. |
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Learn More (844) 441-1397 |
Lexington Law |
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Lexington Law has been helping customers repair their credit score since 1991. The company has several online resources for customers interested in learning more about credit repair. Online customer reviews range from excellent experiences with advisors to accounts of poor communication with credit bureaus on behalf of the client. |
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