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Find the Best Credit Repair Companies in Nashville, TN

When applying for credit, a bad credit score can lead to high borrowing costs and frustration. Credit repair companies help customers remedy inaccurate statements on credit reports and devise a plan of action to raise their credit scores. We researched the best credit repair companies in Nashville to help you compare options.

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Compare Top Credit Repair Companies

Credit Saint
Overall satisfaction rating
  • Services tailored to your needs
  • Assigns a personal advisory team
  • BBB A+ rating
  • Available in Nashville

Improve your credit!

Learn More (478) 845-6310 Read More
Sky Blue Credit Repair
Overall satisfaction rating
  • Extra services such as cease and desist letters
  • Quickest dispute pace in the industry
  • User-friendly experience
  • Available in Nashville

Charges $79 setup fee. Monthly fees start at $79. Typical customers see credit score improvement results within 30 days. Offers 90-day money-back guarantee. No cancellation charges. Available nationwide.

Learn More (888) 751-6072 Read More
The Credit People
Overall satisfaction rating
  • Debt & inquiry validations
  • Get started for just $39
  • 24/7 account access
  • Available in Nashville

Offers repair services for bad credit. $79 per month. Could positively affect your credit score within 60 days. Employs certified representatives. Credit solutions available on the company’s website.

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Overall satisfaction rating
  • 24/7 credit monitoring & alerts
  • Members see avg. gain of 40 points in 4 mo.
  • Text and email alerts
  • Available in Nashville

Charges one-time $14.99 fee to pull credit reports. Monthly fee is $99.95. Average credit score improvement results within six months. No money-back guarantee. Cancel account anytime. Available nationwide.

Learn More Read More
The Credit Pros
Overall satisfaction rating
  • Personalized score insights
  • Unlimited dispute letters
  • Free credit monitoring
  • Available in Nashville

Setup fees range from $19 to $149. Monthly fees from $19 to $119. No money-back guarantee. Cancel credit repair services any time. Available nationwide.

Learn More (844) 441-1397 Read More
Lexington Law
  • Over 25 years in the business
  • 10 million removals in 2017
  • Free access to your TransUnion report
  • Available in Nashville
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Credit Glory
  • M-F: 7am - 9pm
  • Sat: 7am - 5pm
  • Closed Sunday
  • creditglory.com
217 6th Ave N.
Nashville, TN 37219
(800) 807-4388
Pinnacle Credit Repair
  • M-F: 9am - 8pm
  • Sat: 10am - 3pm
  • Closed Sunday
  • nashvillecreditrepair.org
315 Deaderick St., Ste. 1200
Nashville, TN 37201
(615) 810-8397
CRE Credit Services
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • crecreditservices.com
424 Church St., Ste. 2000
Nashville, TN 37219
(888) 799-7267

Credit repair in Nashville

Nashville Skyline

The average credit score in Nashville is 668, not far below the national average score of 687. For consumers with lower credit scores looking to open a new credit card, apply for a loan or purchase a house, a credit repair service can be of great use.

Credit repair companies in Nashville will pair you with a financial professional, helping you:

  • Examine your credit history and score
  • Monitor your credit score and profile
  • Provide resources to map out a successful financial plan
  • Negotiate with lenders on your behalf
  • Fix errors on your credit reports

Most credit repair services in Nashville start the process with a free consultation. During this phone call or face-to-face meeting, the company will review your financial goals to ensure their services are a good fit for your situation. Next, after you provide your credit information to the company, they will comb through reports, searching for errors or ways to improve your score.

Depending on the state of your credit report, it can take anywhere from one to six months to see any significant changes to your credit score. Credit repair companies in Nashville must communicate with lenders as well as the credit bureaus when advocating on your behalf, and this takes time. Because the credit repair process is not immediate or even guaranteed, it is best to have backup plans for improving your credit, especially if you have a big purchase on the horizon.

Credit repair companies in Nashville often charge a setup fee along with monthly fees throughout the process. These fees should be discussed during your consultation. If fees are not mentioned, consider this a red flag.

According to the Consumer Credit Protection Act, credit repair companies are prohibited from offering or advertising misleading services. The Federal Trade Commission advises consumers to avoid companies that require a large advance payment. In addition, ask for a written contract that provides cancellation rights. The FTC also states a credit repair scam can be identified by the following:

  • The company tells you not to contact credit bureaus directly.
  • The service asks you to dispute information which is accurate.
  • The advisor recommends you lie on loan or credit applications.
  • The service does not explain your legal rights throughout the process.

Depending on the company you choose for your credit repair services, you will either work with a representative known as a credit advisor or a team of individuals. You can also enlist the services of a credit lawyer to repair your credit score. Consider the trusted companies below to work with a credit repair service in Nashville.

Credit Repair Reviews

Credit Saint

Credit Saint offers a 90-day, money-back guarantee if you are unsatisfied with their service. The company assigns a team of specialists to work on individual customer cases, rather than a single professional. Consumer reviews cite great customer service, on-time communication and positive experiences.

Credit Saint Learn More (478) 845-6310

Sky Blue Credit Repair

Sky Blue Credit Repair states they dispute 15 items (five items per bureau) every 35 days to provide customers with the quickest solutions. Online customer reviews back up this claim with positive sentiments, citing superb customer service, honest advisors and a thorough credit analysis.

Sky Blue Credit Repair Learn More (888) 751-6072

The Credit People

According to customers, The Credit People does what they claim to do, improving credit scores for their 100,000 customers. They offer an Unbeatable Satisfaction Guarantee which allows customers to cancel at any time, refunding the previous month. Though some customers had trouble getting in touch with representatives, most were happy with the service and their results.

The Credit People


CreditRepair.com provides customers with a mobile app and online tools to monitor their credit progress and score. Online reviews by Nashville customers mention ongoing fees long after you attempt to cancel, as well as long waiting periods between communications from the company.

CreditRepair.com Learn More

The Credit Pros

The Credit Pros offers customers an online credit monitoring dashboard along with free credit tools and resources. These services are also available as part of a mobile app. Customer reviews online are mixed, citing both positive and negative experiences regarding customer service and overall cost.

The Credit Pros Learn More (844) 441-1397

Lexington Law

Lexington Law has been helping customers repair their credit score since 1991. The company has several online resources for customers interested in learning more about credit repair. Online customer reviews range from excellent experiences with advisors to accounts of poor communication with credit bureaus on behalf of the client.

Lexington Law