Find the Best Dental Insurance in Nashville, TN

How to choose dental insurance in Nashville

No matter how healthy your teeth and gums are, it's important to visit a dentist regularly for preventive care. And nearly everyone will need dental treatment at some point, whether it’s for tooth decay, tooth loss, gum disease or oral cancer.

Trips to the dentist are expensive, so it helps to have benefits to contribute toward the costs. About 3 of every 4 people in the U.S. have a dental plan.

As you search for dental insurance in Nashville, you’ll have various options, including joining a dental savings plan.

Most dental insurance plans in Nashville will cover preventive care — regular checkups, cleanings and X-rays — at 100 percent, with no deductible. The amount you pay for other services depends on whether you have a deductible and the copayment or coinsurance amounts specified by your plan. Plans commonly include an annual maximum benefit.

Before signing up for dental insurance in Nashville, find out about waiting periods for certain services. You can usually get preventive care immediately but must wait six months to a year for other coverage. One of the advantages of dental savings plans in Nashville is they have no waiting period.

How much is dental insurance in Nashville?

The cost of dental insurance in Nashville depends on the type of plan you select, your age, whether you use tobacco and whether you are buying individual or family coverage. A 40-year-old male who doesn’t use tobacco buying an individual policy can expect premiums of $10 - $40 per month.

A dental savings plan for the same individual costs $80 - $200 per year.

Regardless of the type of dental benefit you choose, make sure you understand the terms of the plan completely. If you have a preferred dentist, don’t forget to check the list of providers to see if he or she is included.