The Credit Pros Reviews
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About The Credit Pros
Established in 2009, The Credit Pros is a credit repair company that helps clients improve their credit scores by disputing credit reporting errors to the three credit bureaus (Experian, TransUnion and Equifax). Depending on the level of service you sign up for, you can get unlimited credit dispute letters and credit counseling from certified credit experts. Free credit monitoring is added to every plan level to protect you from identity theft.
Pros & Cons
- 90-day money-back guarantee
- Free consultation
- Bilingual service
- Expensive plans
- Must mail/fax reports
- Only one monthly dispute with the smaller package
Featured Reviews
“They are so professional. I’m so happy to select your services to fix my credit. I could see the results very quickly. Good job. I recommend you. I recommended my family because ...
Read full review“I started the program for my daughter and myself in May 2018. So far my score has improved by approx. 30 points! My daughter has some ID theft issues and they are working on hers...
Read full reviewWhat is The Credit Pros?
The Credit Pros disputes negative marks on your credit score on your behalf. It has three monthly packages that range in features, with the top-tier plans offering creditor interventions, cease and desist letters, letters of reference and goodwill letters. You can get a free consultation, which will not affect your credit score.
Once The Credit Pros successfully removes an item from your report, the company will reinvestigate for free if the negative mark gets reinstated to your credit report.
The company uses secure sockets layer (SSL) security technology to encrypt sensitive information. When you browse The Credit Pros website, you do so anonymously, and your personal data is not collected. Your information is then maintained with industry-standard safeguards.
How does The Credit Pros work?
Once you are a client of The Credit Pros, a specialist will begin sending letters to the three credit bureaus addressing inaccurate items on your credit report. It takes about 60 days to see improvements on your credit report. When you receive updated credit reports, you then mail or fax them to The Credit Pros. You will continually send updated copies throughout the process.
The Credit Pros products and services
The Credit Pros offers three different packages:
- The Money Management Plan includes one bureau dispute per month. This plan also comes with a credit report and scores from one bureau, but no cease and desist letters.
- The Prosperity Plan: Get unlimited disputes with all three credit bureaus each month as well as access to cease and desist letters and creditor interventions.
- The Success Plus plan: This top plan comes with everything mentioned above, plus all three credit bureau reports and monitoring. Clients also have access to a credit-builder loan, which helps you report timely payments to the bureaus.
The Credit Pros fees
The Credit Pros offers three tiers of service at different monthly rates:
- The Money Management Plan costs $69 per month and has a $119 first-work fee.
- The Prosperity Plan costs $119 per month and has a $119 first-work fee.
- The Success Plus plan costs $149 per month and has a $149 first-work fee.
You can cancel your service at any time.
The Credit Pros FAQ
Does The Credit Pros have a money-back guarantee?
The Credit Pros has a 90-day money-back guarantee. However, its refund policy also comes with a lot of fine print. For example, the 90-day guarantee is only available if you see no results after you have been enrolled in the program for 90 days. Additionally, refunds are limited to 90 days, so if you are enrolled in the program for 150 days, you will only receive a refund for your fees for 90 days of service.
Do I need a hardship to use The Credit Pros?
Anyone can use The Credit Pros to dispute misinformation or negative marks on their credit reports. A free consultation is the best way to see if the company can help in your situation.
Will using The Credit Pros hurt my credit score?
Working with The Credit Pros should help your credit score, especially if you are able to remove negative marks on your credit report that aren’t supposed to be there. While working with The Credit Pros, you must continue to make on-time payments to creditors to avoid further issues.
Is The Credit Pros legit?
The Credit Pros is a legitimate company that has helped over 100,000 clients, according to the company. In 2021, it helped clients remove tens of thousands of questionable items from their credit reports. It can take longer than expected to dispute issues on your credit report, but there is a 90-day money-back guarantee if you are unhappy with the service.
The Credit Pros Reviews
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Reviewed Feb. 23, 2024
I talked to Nicole the first day. After 30 minutes I became so comfortable with her it was amazing, I love this company. I give them five stars and would recommend him to everyone that needs credit help repairing their credit. What an awesome service they are, thank you, Jeff **.
Jeff, thank you so much for your kind words! We are thrilled to hear that you had an amazing experience working with Nicole. It's wonderful to know that you would recommend our company to others. We're excited to continue helping you improve your credit and get your life back on track.
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Reviewed Feb. 19, 2024
Very helpful. And fixing my credit for a better life for my family. And to buy a house in my area. And better credit buying power. Taking all bad inquiries and bad credit and adding good credit, and credit history.
Hi Andrew! Thank you so much for your kind words and 5-star review of our services at Credit Pros. We are thrilled to hear that you had such a positive experience with us. If you ever need anything else, feel free to reach out. We appreciate your support!
Reviewed Feb. 13, 2024
By following the advice of my financial counselors I seemed to have dislodged the wedge which has kept my credit score from budging. It seemed stuck but upon taking their advice I see my score is fluctuating. By continuing to walk in the path instructed by my advisors I finally have confidence I am able to succeed in my endeavors at attaining a fruitful life for my family. This sense of relief overreaches far into other areas I didn’t realize were affected by this issue which spawned shame…I know I am worthy of more things to come.
Hi Brandon, thank you for recommending Credit Pros! We're thrilled to hear about your fantastic results and the positive impact on your credit score. It's our goal to provide top-notch credit repair services, and we're delighted to have helped you. Let us know if you need anything else!
Reviewed Jan. 31, 2024
The Credit Pros system is well conceived. You only pay a monthly fee and all your problems are taking care of by amazing professionals who are very knowledgeable. Get your credit score to the highest is their priority number one.
Hi Ruth, thank you so much for your kind review! We're thrilled to hear that The CreditPros platform has been instrumental in building your credit score and providing peace of mind with your finances. Don't hesitate to reach out if you have any more questions or need further assistance.
Reviewed Dec. 12, 2023
In the beginning, my credit score was so sad that it was next to impossible for me to achieve anything without having to pay extremely high interest rates, ridiculously high car insurance rates. Credit cards were out of the question. Upon joining the Credit Pros, things have really changed for the better. My credit score is still going in the right direction. It all happened a lot faster than I thought it would. I'm pretty sure that I made the right decision by joining the Credit Pros Team.
Hi Larry, thank you for your fantastic review! We're delighted to hear that your credit score has improved and you're seeing positive results faster than expected. We're glad you decided to join our team. Please don't hesitate to reach out if you have any further questions or need assistance.
Reviewed March 20, 2024
Affordable, very efficient, and fast on helping rebuild my credit. I'm still in the process of cleaning mine up, but so far, they have helped get a lot of negative items off of my report I knew nothing of.
Reviewed March 18, 2024
They are on time and always there for any questions you may have, I’m very pleased with how they operate and they do random calls or emails very often. And I love them for that And I’ll recommend my family and friends.
Reviewed March 17, 2024
Off to a great start! The company is very easy to get in touch with concerning all your credit repair needs!I feel like I am off to a great journey because they took time out of their busy schedule to contact me. I feel safe here.
Reviewed March 16, 2024
Will give you the change you're looking for! Definitely attentive! Best decision I made. If you're skeptical this review is letting you know go tap in with Credit pros. They will help you and are always on call.
Reviewed March 13, 2024
Credit Pros is a perfect resource to utilize when trying to get your finances in order they will help you every step of the way. Credit Pros also has a lot of additional resources within their program that add that extra help and assistance.
The Credit Pros Company Information
- Company Name:
- The Credit Pros
- Company Type:
- Private
- Year Founded:
- 2009
- Address:
- 60 Park Place Suite 200
- City:
- Newark
- State/Province:
- NJ
- Postal Code:
- 07102
- Country:
- United States
- Website:
- thecreditpros.com