No matter whether it’s a brand new home in Woodbine or a fixer-upper in East Nashville, a home warranty provides a security blanket for Nashville homeowners. Major appliances and home systems are going to need repairs, and a home warranty provides financial protection. ConsumerAffairs researched the best home warranties in Nashville to help you make a decision.
Home warranty for buyers, sellers and homeowners in Nashville
Not to be confused with homeowners insurance, a home warranty protects the major appliances and systems within a home rather than the overall structure of the house.
Nashville homeowners purchase home warranties to protect themselves against the costs of unexpected repairs or damage. Those who own rental properties also buy home warranties to preserve their investments from tenant damage. If you have an older home or have recently purchased one, home warranties come in handy, as the majority of your appliances are likely far beyond the warranty expiration date.
Residents who have bought a home without a home warranty in Nashville can purchase one after closing. However, if you purchase a home warranty prior to closing on your new home, you are able to receive a lower rate.
Home warranty cost and coverage in Nashville
The average home warranty price in Nashville ranges from $240 to $340 per year. While home warranty policies vary depending on your personal needs, typical policies cover appliances and systems such as:
Ovens and ranges
You’ll notice that items such as washers and dryers are not included in most plans. You will need to add this coverage to your policy, often for an additional fee, if desired. Extended warranty plans can be created to cover additional items such as a pool, whirlpool tub or spa or garage doors.
When purchasing a home warranty in Nashville make sure to thoroughly read your plan’s contract. It is imperative that you understand exactly what your warranty does and does not cover. In addition, determine what your warranty says with regard to damaged appliances and systems. Will they be repaired or replaced? Often, if a replacement is too expensive, your provider may only offer a repair.
American Home Shield has been offering home warranties to Nashville homeowners for over 45 years and has paid out $2 billion in service requests over the last five years. Nashville customer reviews contain a mix of positive and negative experiences ranging from quick and timely service to claim errors.
2-10 Home Buyers Warranty
With more than 35 years in business, 2-10 Home Buyers Warranty is an industry leader that covers appliances like a dishwasher, refrigerator, washing machine and air conditioner, to name a few. Whether you’re buying, selling or building a home, 2-10 offers a service agreement to protect you from unexpected repair costs.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
Total Home Protection’s two plans are available for Nashville residents with add-ons for extra systems like secondary heating and air conditioning units. Submit a claim online or over the phone 24/7/365. Repair or replacement of eligible items is without regard to age, make or model for just the cost of the deductible.
In business since 2012, Select Home Warranty was the recipient of “Best in Service” awards in 2017 and 2018. Nashville customer reviews mention efficient service as well as informative customer service representatives. Some reviews mention various claim and policy errors.
Choice Home Warranty serves homeowners nationwide. New customers receive one month of warranty free. According to online reviews, some Nashville customers had poor experiences with the company, citing a lack of communication and long periods between a filed claim and repairs or replacements. Other customers were happy with their service.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.