1. Home
  2. Nashville Payday Loans

Find the Best Payday Lenders in Nashville, TN

Payday loans are small, quick loans that must be repaid in a short amount of time, typically in full by your next paycheck. In Nashville, residents use payday loans to fund emergency expenses. We researched the best payday lenders in Nashville to help you choose the right one to get immediate cash.

Take a Financial Relief Quiz

Get matched with an Accredited Partner

Compare Top Payday and Title Loans

Accredited Partner
Speedy Cash
Overall satisfaction rating
  • Online loan application
  • Offers short-term loans
  • Line of credit loans available
  • Cash for gold services

Get cash fast!

Learn More Read More
Accredited Partner
CashNetUSA
Overall satisfaction rating
  • 10+ years of experience
  • Instant loan decision
  • Cash advances up to $500
  • Financial education tools

CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector.

Read More
Advance Financial
  • Flex loan
  • Free bill money
  • Free money orders
  • Check cashing
Location
2845 Lebanon Pike
Nashville, TN 37214
(615) 883-6985
Read More
Tennessee Quick Cash
  • Title loans
  • Flex loans
  • Payday loans
  • Cash advance up to $4,000
Location
6326 Charlotte Pike
Nashville, TN 37209
(615) 891-2496
Read More
Advance America
  • M-Th: 10am - 6pm
  • F: 9am - 7pm
  • Sat: 9am - 2pm
  • advanceamerica.net
Location
4653 Nolensville Rd.
Nashville, TN 37211
(615) 834-6275
Check 'n Go
  • M-Th: 10am - 6pm
  • F: 10am - 7pm
  • Closed Sat and Sun
  • locations.checkngo.com
Location
2290 Murfreesboro Pike
Nashville, TN 37217
(615) 360-6130
Cash Express
  • M-F: 9:30am - 5:30pm
  • Sat: 9:30am - 2pm
  • Closed Sun
  • cashexpressllc.com
Location
6000 Charlotte Pike
Nashville, TN 37209
(615) 356-6637
First Cash
  • M-Th: 8:30am - 5pm
  • F: 8:30am - 6pm
  • Sat: 8:30am - 1pm
  • Closed Sun
Location
2548 Lebanon Pike
Nashville, TN 37214
(615) 872-8933
Tennessee Title Loans
  • M: 10am - 7pm
  • T-Th: 10am - 6pm
  • F: 10am - 7pm
  • Sat: 9am - 4pm
Location
3001 Nolensville Pike
Nashville, TN 37211
(615) 333-1525
Exchange Finance
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • exchangefinancetn.com
Location
204 B 6th Ave. N
Nashville, TN 37219
(615) 255-0391
Community Choice Financial
  • M-Sat: 8am - 8pm
  • Sun: 11am - 5pm
  • ccfi.com/goeasymoney
Location
2326 Nolensville Pike
Nashville, TN 37211
(615) 445-2323
Cash-N-Dash
  • M-F: 9am - 6pm
  • Sat: 9am - 2pm
  • Closed Sun
  • titlecash.com/tennessee
Location
601 S. Main St., Ste. B
Goodlettsville, TN 37072
(615) 859-4094

How to get a payday loan in Nashville

Nashville Skyline

Payday loans give you funds quickly to cover unexpected costs. These small, short-term loans must be paid in full within a specific amount of time to avoid late fees.

In Tennessee, residents are able to take out a loan for a maximum of $500. Be aware that payday loans carry high-interest rates. The APR for a 14-day $100 loan in Nashville is 459 percent! In addition, there are finance fees up to 15 percent of the check's face value. Payday loans in Nashville have a maximum term of 31 days.

Residents at least 18 years old can apply online and in-store for payday loans in Nashville. Either way, you will need to have the following:

  • Government-issued photo ID
  • Social Security number
  • Proof of valid checking account, such as a debit card or pre-printed checks
  • Proof of recurring income

Collateral is not accepted or necessary to apply for a payday loan in Nashville. People with bad credit can get payday loans, so long as the application is approved and the requirements are met. You do not need to be employed to receive a payday loan in Nashville. However, you must show proof of recurring income, such as self-employment invoices, Social Security checks or other documents.

You cannot go to jail for defaulting on a payday loan, but lenders can send your account to collections. If you fail to pay collections, your case may end up in court, which results in additional court fees.

Before searching for a lender, consider payday loan alternatives, such as creating a savings plan, asking a relative for a small loan or talking with your bank about other solutions.

Nashville Payday Loans Reviews

Accredited Partner

Speedy Cash

Speedy Cash has several locations in Nashville in neighborhoods such as Harding Place & Antioch Pike and Melrose & Nolensville Pike. Speedy Cash customers have positive things to say about their loan experience. Many compliment their loan agents for helping them thoroughly understand the lending process.

Speedy Cash Learn More
Accredited Partner

CashNetUSA

While CashNetUSA does not have a physical location in Music City, this online lender provides payday loans to Nashville residents. Applicants receive an instant payday loan decision. About 85% of CashNetUSA customers left a five-star review, with many citing an easy application as a major factor for their satisfaction.

CashNetUSA

Advance Financial

Advance Financial is conveniently located off Briley Parkway in Nashville. In addition to payday loan services, customers can take advantage of free bill pay and free money orders at this location. Customers say the application process was simple, straightforward and easy to understand.

Advance Financial

Tennessee Quick Cash

With six locations in the greater Nashville area, Tennessee Quick Cash provides payday loans in neighborhoods like West Nashville, Nolensville Road and Inglewood. Customers can apply online at any time and get approved in just five minutes.

Tennessee Quick Cash